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Life Insurance Without a Medical: How Much Cover Can You Get? (2026 Guide)
Most applicants are not automatically asked for medical evidence. Under age 30, all five UK insurers reviewed for this guide will consider up to £1 million of life cover with no automatic medical evidence based on age and cover amount alone. The amount falls as you get older, and by 75 it can be as low as £25,000 at one insurer and £100,000 at another.
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