Got Questions?

When life knocks you down, Eleos picks you up

father with children

The insurance to count on for regular financial support when work stops because of illness or injury.

When life knocks you down, Eleos picks you up

The insurance to count on for regular financial support when work stops because of illness or injury.

father wit children
father wit children
LET'S START WITH
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What is income protection insurance?

It gives you a regular income when you can’t work and earn.

You choose
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What you pay and how much you get.
You pay
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An affordable monthly premium.
You get
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Regular monthly payments while you can’t work.
Applications are approved in minutes and it all takes place online.

And Eleos goes further, with extra benefits to make life happier and healthier

Remote GP
Free subscription to the Doctor Care Anywhere platform with your policy and access to GP services 24/7 by phone or video, unlimited 20-minute consultations and private prescription delivery.
PROVIDED BY:
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Mental Wellbeing
Improve and maintain your mental health with a programme accredited by the National Institute for Health and Care Excellence (NICE).
Gym Discount
20% off ‘Anytime’ membership at any of Nuffield Health’s 114 gyms. Also includes a wide range of group exercises, classes, equipment and discounts on physiotherapy, personal trainers and Health MOT’s.
PROVIDED BY:
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Life Cover
£6,000 paid to your spouse or your estate if you pass away during the life of your policy.
These extra benefits are discretionary, which means they can be withdrawn at any time. However, if we have to do this, we'll give you at least six months' notice. Check out our Extra Benefits page to see the full details of these valuable benefits, which won't cost you a penny more.

Why is income protection important?

It’s the only way to keep your income AND your savings.
The self-employed people can only claim Employment and Support Allowance, which is a maximum of 84.80 per week.
For employees, statutory sick pay only lasts for 28 weeks and is limited to £109.40 per week.

With income protection insurance, you’re buying a safety net that could be cheap to pay for and easy to manage. And when you need it, it’s just waiting for you to claim.

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Why is income protection important?

It’s the only way to keep your income AND your savings.
The self-employed people can only claim Employment and Support Allowance, which is a maximum of 84.80 per week.
For employees, statutory sick pay only lasts for 28 weeks and is limited to £109.40 per week.

With income protection insurance, you’re buying a safety net that could be cheap to pay for and easy to manage. And when you need it, it’s just waiting for you to claim.

YOU MAY BE WONDERING
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Why choose Eleos?

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FCA
We're authorised and regulated by the Financial Conduct Authority.
Experience
We’re run by insurance professionals with over 20 years of industry experience.
Independence
We’re an independent operation working with the support of leading insurance and re-insurance companies.
FSCS
The policies we arrange are protected by the Financial Services Compensation Scheme. The FSCS can help with the cost of a replacement policy, refund your premiums, or pay up to 100% of a claim under your Eleos policy.
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fscs logo

Don’t ask if you can afford to have it – ask if you can afford not to.

If your income when you claim is the same as when you bought the policy you’ll get the full amount of cover. If it’s lower you might receive less.

When you buy your policy we ask you to choose a waiting period, which is the time between claiming and being paid. Once that period’s over you’ll start getting payments.

Log into your account to change your personal details. For policy changes email support@witheleos.com. You can cancel within the first 30 days for a full refund or any time after 30 days but without a refund. There’s no cancellation fee.

1. Contact our underwriter by phone, email or post to get a claim form, or you can fill it in online.

2. Complete and return it at least 14 days before you expect your first payment. Include:

a copy of your passport or driving licence
a self-signed medical certificate for the first 7 days (we need certificates signed by your doctor after that)
evidence of your employment and income
Your policy doesn’t specify qualifying illness or injuries and they don’t need to be work-related. You just have to be confirmed by a medical practitioner as unable to work. When you apply we ask you about your health and any existing medical conditions, but very few of these will stop you from making a claim. In any case, we’ll let you know before you buy if you have any conditions that might prevent one.
Still got questions? Visit our support page where you can find more information about your policy, benefits and other interesting stuff. If you still have doubts, you know you can always get in touch.
Eleos Life Limited (FRN: 998550) is authorised and regulated by the Financial Conduct Authority. Eleos Life Limited is a company registered in England and Wales (Company Number 14010855), with its registered office at 71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ.
©Eleos Life Limited 2024